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Two dining rooms can seat up to people, with Bob Kehl's "famous prime rib" on the daily menu. But some riverboat casinos will pay out even higher -- as much as 98 percent -- says Lorenzo Craighton, administrator of riverboat gambling for Iowa. Its main casino deck has slot machines. A state gaming agent will be aboard each boat to field and investigate complaints. In East Moline, Ill. The President sidewheeler, the only boat of its kind that is a designated historic landmark, will offer two progressive slot-machine games, with names like Mississippi Megabucks and Quartermania. The boats vary in size -- from the foot Diamond Lady to the foot Casino Belle -- but it's what's inside that counts. Eight blackjack tables, two roulette tables and two craps tables will be part of the casinos. Life jackets are stored under the tables. To assure that passengers get a fair shake for their gambling dollar on the riverboats, Iowa adopted rules used by the New Jersey Gaming Commission. Gamblers and visitors will see plush-carpeted casinos, crystal chandeliers, velvet-curtained booths and Victorian ambiance. They call for a minimum payout of 83 percent on slot-machine action. There are no limits on how much money gamblers can take home. Greeting passengers will be a foot-tall lobby and spiral staircase.

Three gambling paddlewheelers -- the President in Davenport, the Diamond Lady in Bettendorf and the Casino Belle in Dubuque -- made their maiden cruises this month on the Mississippi River. Another slots will be found on the Texas, or third, deck. Cocktails will be available from servers throughout the gaming areas.

The Casino Belle packages have no such gambling-only provision.

Behind it are two casinos, one with slots and eight table games, the second with slots and 10 tables. The 1,passenger boat will have an activity center for children 3 to 12, and a six-piece band will provide entertainment. The Hurricane Deck, or third floor, will feature slots and seven table games. Its 27, square feet of casino space is comparable to Merv Griffin's Paradise Island-Bahamas casino, which has 30, square feet. An minute drive north on U. If you need more gambling after the Casino Belle cruise, it's a five- minute drive to Dubuque Greyhound Park, where afternoon and evening races are part of the summer schedule. On the boiler deck is the main dining room, which will have its own chefs preparing up to meals for each of three daily cruises.